Indira Awas Yojanaa Rural Housing Programme in India

Document Type : Primary Research paper


Assistant Professor Institute of Management Studies Noida, Uttar Pradesh


House provides significant economic security and social status for a citizen in
the society. The identity and social recognition associated with ownership of a house
provides an individual with immense confidence to get involved into many social
activities. Stable, affordable and accessible housing is directly and indirectly linked to
human well-being. A person deprived of this basic need faces all odds of life and remains
discriminated and marginalized in the society. The Indira Awaas Yojana (renamed as
Pradhan Manrti Grameen Awaas Yojana on 1st April 2016) centrally sponsored scheme
of Ministry of Rural Employment, Government of India is one of the most important
poverty alleviation programme in the country which play a vital role in the up liftment of
the living standard of poor people in rural areas. Indira Awaas Yojana (IAY) is a rural
housing scheme meant for providing dwelling units free of cost to the rural poor. The
scheme is meant to provide assistance for construction of dwelling units to members of
Scheduled Castes (SCs), Scheduled Tribes (STs) and Freed Bonded Labourers (FBLs)
and Non- Scheduled Castes (NSCs), Non - Scheduled Tribes (NSTs) living Below
Poverty Line (BPL) in the rural areas. The beneficiaries under the scheme are not
only provided houses but also the houses are sanctioned for homeless people, Housing is
one of the basic requirements for the survival of human beings. The study aims to highlight
the concept, nature, objectives and role of Indira Awas Yojana in India and to trace its
extent, strategy and to locate various gaps in its strategy and implementation