A Study On The Investor Postal Saving Scheme In Sub Post Office Special Reference To Uthangarai Taluk

Document Type : Primary Research paper


1 pachamuthu College Of Arts And Science For Women, Dharmapuri

2 sri Mugambigai Arts And Science For Women, Palacode, Dharmapuri


Indian post office is traditional saving method for all section of society particularly to rural people. It is very safe and secured savings, risk free and provide regular return on investments made. This method is mostly used at present by rural and semirural households. The post office offers different types of postal saving schemes like Post Office Savings Account, National Savings Recurring Deposit Account, National Savings Time Deposit Account, National Savings Monthly Income Account, Senior Citizens Savings Scheme Account, Public Provident Fund Account,Sukanya Samriddhi Account, National Savings Certificates , Kisan Vikas Patra , etc., and provide non saving scheme services sped post , Post Card, Inland Letter, Envelope, Parcel Post, Book Post , delivery and dispatch of mail , booking of registered article , saving bank withdrawals payment of money order etc.,
Recurring Deposits, Post Office Saving Bank A/C and Post Office Monthly Income Schemes are the main instruments for investment. Financial institutions like banks, insurance companies, mutual funds, post office savings banks, companies etc provides different types of post office financial instruments to an individual’s savings as per his requirements. Friends and relatives are the main source of information for investment. This paper mainly report on the investor preference, awareness, perception of various investment schemes available in sub post office.